Heaven knows I've had a hell of a time But like the night gives way to the morning light There's a pounding in my head again I'd be lyin if I said I wasn't tired I can't help but think of Janie and those pretty eyes Yeah she was sweet as berries on a summer vine She had a heart of gold, we were burning coals Hotter than a sidewalk in July At the expense of my heart Lord I've cashed in my soul Chose this old guitar Before the only love I've known I gotta live with that Lose sleep with that When I close my eyes I'll die with that, yeah My life's a credit card Play now, pay later And I'm paying hard Well I've heard it said that moments come and then they pass And it sure passed me by when I should've saw my dad But I plugged it in to another town Swore another chance would come around again Yeah I plugged it in to another town Swore another chance would come around again And now it's gone the kinda gone that don't come back I only see him now in dreams that I have I gotta live with that Lose sleep with that When I close my eyes I'll die with that, yeah My life's a credit card Play now, pay later And I'm paying hard So long my friends I guess this is my farewell Damn all these pennies swimming in my wishing well Told every single sorry that I had to tell I'll live with that Sleep with that Make my peace And I'll die with that, yeah My life's a credit card Play now, pay later And I'm paying hard And I'll live with that Sleep with that Make my peace And I'll die with that, yeah I'll live with that Sleep with that Make my peace And I'll die with that, yeah